Allocation Funding
Entry level safety net loans that apply good to less than perfect credit for start and personal loans.
Start Up Loans
Startup Funding is a loan type specifically geared towards helping you finance your business with very little history. Startup Funding comes in many shapes and sizes, ranging from business credit cards, personal loans and lines of credit.
| Loan Amount | Loan Terms | Interest Rates | Time to Fund |
| $5,000 to $30,000 | 0 to 7 Years | 0% (for up to 21 months) to 15% | 7 to 10 business days |
Who Qualifies For Startup Funding: The Three Cs
When you’re looking into loans, we look at the Three Cs: Credit, Cash flow, and Collateral.
You’ll want to have a credit score between 600 and 800- with an ideal score of 700+. But we’ll also look for a minimum account balance of $1,000 – $5,000 for monthly cash flow (but also look at tax returns, profit, and annual revenue).
As for collateral, we prioritize unsecured funding; however, collateral is just one option. As long as you have one of the Three Cs, you’ll qualify for a loan.
It’s important to understand that businesses younger than 2 years or guarantors with poor credit scores will have a harder time qualifying. SBA lenders need to know you’re reliable and not a risk.
| Ideal Annual Revenue | Ideal Credit Score | Time in Business |
| None is Required | 700+ | None is Required |
| Required Documents |
| Credit Report | Personal Tax Returns | Personal Credit History | Personal Financial Statements |
Personal Basic Loans
We help our ICP's find quick finance – whether you have good credit, or bad credit, we can help.
Personal Basic Loans for U.S. clients with a credit score of 610+.
- Personal Basic Loans from $5,000 to $100,000
- No paperwork, no hidden fees
- Interest Rates from 8.99% - 29.49%
How it Works
| Prequalify | Choose Your Loan Terms | Receive Your Funds |
| Find the rate that you qualify for in 60 seconds with no commitment. | Choose from 2-7 year terms and finish your application online. | Sign your documents and funds will be wired to your account—as quickly as the same day. |
| Low Rates | No Fees Required | Same Day Funding |
| Low fixed rates that won't change over time, protecting you from rising interest rates. | That means no origination fees required, no prepayment penalty fees and no late fees whatsoever. | Your funds could be available as quickly as the same day your loan is approved. |
Personal Elite Loans
| Loan Amounts | Time to Fund | Interest Rates | Loan Terms |
| $25,000 to $250,000 | 7 to 10 business days on average | Starting At 5.99% | 3 – 7 Years with no prepayment penalty |
Credit and Income Requirements
You’ll want to have a credit score of 700+ and $35,000 or more in annual income.
| Ideal Credit Score | Time in Business |
| 700 or better | N/A |
Qualifications
|
Credit Report (We Can Conduct A Soft Pull) |
Pay Stubs / W-2s |
|
Personal Tax Return (If Self-Employed) |
Award Letters (If Retired Or On Disability) |
Business Quick Fix
Get instant same day funding in minutes. This is for business owners that on require short funding to manage their business under unmanageable circumstances.
| Loan Amounts | $300 to $20,000 |
| Apply | Approved | Funded |
| Complete our simple application and securely verify your bank account in minutes. | Instant approval. Review your terms in seconds. | Access your funds instantly! |
Qualifications
| Simple Requirements | Simple Process | Easier Qualifications | Funding Relationship |
| $3,000+ Monthly Bank Revenue 3+ Months In Business | Answer A Few Questions Link Your Bank Account Review Approval Terms Accept Funding Offer Receive Funds | Transparent Terms No Collateral Required | Payment History Earns You More Receive Funding Again Add-On Funds Available |